Effective: September 1, 2026
Last Updated: August 21, 2026

1. INTRODUCTION

This User Agreement governs your relationship with Panacea Healthcare Solutions, LLC (“Panacea”), which owns and operates MedLearn Media, MedLearn Publishing, RACmonitor, and ICD10monitor (collectively, “MedLearn”), and protects the proprietary products and content offered through these platforms (“MedLearn Services”).

This Agreement describes the terms and conditions applicable to your use of MedLearn Services. All users must accept these terms as a condition of accessing and using the services.

2. ACCEPTANCE OF TERMS

Your use of MedLearn Services constitutes acceptance of this User Agreement. If you have any questions, please contact us at [email protected].

All authorized end users (“Users”) must indicate acceptance by selecting “I Accept” on the User Agreement Acceptance Page. By selecting “I Accept” or otherwise accessing or using the MedLearn Services, you acknowledge that you have read, understood, and agree to be legally bound by this Agreement.

2.1 Organizational Purchases

If the MedLearn Services are purchased by an organization on behalf of its employees or other authorized users, the purchasing organization represents that it has the authority to enter into the applicable Order Form and purchase subscriptions for its authorized users. The purchasing organization is responsible for maintaining the licensed number of users identified in the applicable Order Form, ensuring that only authorized users access the MedLearn Services, promptly notifying MedLearn of changes requiring additional licenses, and ensuring that each authorized user accepts and complies with this User Agreement before accessing the MedLearn Services.

2.2 Subscription

a. Subject to applicable fees and payment terms, MedLearn grants Users a non-exclusive, non-transferable, limited right to access and use MedLearn Services.

b. User access is subject to the following:

i. MedLearn may modify, suspend, or discontinue any aspect of the Services at any time. Reasonable efforts will be made to notify Users of material changes.
ii. MedLearn may restrict access if User conduct violates this Agreement or applicable law.

2.3 Use of MedLearn Services

a. Users may access Services only within the scope of their employment with the subscribing entity. Sharing login credentials is strictly prohibited.

b. Users may not reproduce, distribute, or disclose MedLearn Services without prior written authorization.

c. Unless expressly authorized, Users shall not:

  • Reproduce, distribute, or exploit content
  • Create derivative works
  • Reverse engineer or modify Services
  • Share content with unauthorized users
  • Redistribute content internally or externally

d. Users may access Services via supported web browsers through authorized network connections.

e. Users acknowledge that MedLearn Services are proprietary and that unauthorized use may result in irreparable harm. MedLearn reserves the right to seek injunctive relief and other remedies.

3. PAYMENT TERMS

3.1 Payment

Subscription fees are due per the applicable order form and payable within thirty (30) days of invoice.

3.2 Invoicing

Users must provide accurate billing information. MedLearn may charge credit cards on file or invoice per agreed terms. Charges may occur annually or per the billing schedule outlined in the order form or agreement.

4. TERM & TERMINATION

4.1 Subscription Terms

MedLearn offers annual subscription-based services.

4.2 Initial Term

The Agreement begins on the Effective Date and continues for one (1) year.

4.3 Renewal

The Agreement automatically renews for successive one (1) year terms unless either party provides written notice of non-renewal at least sixty (60) days prior to the then-current renewal date. MedLearn may revise subscription pricing upon renewal by providing at least ninety (90) days’ prior written notice before the renewal date.

4.4 Termination

This Agreement may be terminated:

  • For non-payment
  • By either party with proper notice
  • For material breach not cured within sixty (60) days

4.5 Effects of Termination

Access terminates at the end of the prepaid term. No refunds will be issued except as required by law.

4.6 Cancellation

Users may cancel via:

  • Online account settings, and click on “cancel your subscription”
  • Email: [email protected]
  • Phone: 1-800-252-1578 ext. 2

5. INTELLECTUAL PROPERTY

5.1 Ownership

MedLearn, a Panacea Healthcare Solutions, LLC company, and its licensors own all rights, title, and interest in all MedLearn Services and associated intellectual property.

5.2 AI and Content Usage

Users are prohibited from:

  • Using MedLearn content to train AI systems
  • Inputting content into AI tools to generate derivative works
  • Redistributing AI-generated outputs based on MedLearn content
  • Sharing content with third-party AI systems

Violation constitutes a material breach.

5.3 Copyright

All content is protected by copyright laws. MedLearn and its licensors retain all rights globally.

CPT Copyright 2026 American Medical Association. All rights reserved. Fee schedules, relative value units, conversion factors and/or related components are not assigned by the AMA, are not part of CPT, and the AMA is not recommending their use. The AMA does not directly or indirectly practice medicine or dispense medical services. The AMA assumes no liability for data contained or not contained herein. CPT is a registered trademark of the American Medical Association. This product includes CPT which is commercial technical data and/or computer databases and/or commercial computer software and/or commercial computer software documentation, as applicable, which was developed exclusively at private expense by the American Medical Association, 515 North State Street, Chicago, Illinois, 60654. U.S. government rights to use, modify, reproduce, release, perform, display, or disclose these technical data and/or computer databases and/or computer software and/or computer software documentation are subject to the limited rights restrictions of DFARS 252.227-7015(b)(2) (November 1995) and/or subject to the restrictions of DFARS 227.7202-1(a) (June 1995) and DFARS 227.7202-3(a) (June 1995), as applicable, for U.S. Department of Defense procurements and the limited rights restrictions of FAR 52.227-14 (December 2007) and/or subject to the restricted rights provisions of FAR 52.227-14 (December 2007) and FAR 52.227-19 (December 2007), as applicable, and any applicable agency FAR Supplements, for non-Department of Defense Federal procurements.

6. CONFIDENTIALITY

MedLearn will use reasonable measures to maintain the confidentiality of user information and will use such information only to provide services.

7. IDEMNIFICATION

You agree to indemnify, defend, and hold harmless MedLearn, Panacea, and their affiliates, officers, directors, employees, and licensors from and against any claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the MedLearn Services or your violation of this Agreement.

8. LIMITATION OF LIABILITY

MedLearn and its licensors shall not be liable for any indirect, incidental, or consequential damages. Liability is limited to fees paid in the preceding twelve (12) months.

9. WARRANTY DISCLAIMER

MedLearn Services are provided “as is” without warranties of any kind, including implied warranties of merchantability or fitness for a particular purpose.

10. NOTICES

Notices may be provided via email to [email protected] or the email address on file.

11. MISCELLANEOUS

11.1 Amendments

This Agreement may be updated at any time by posting revised terms.

11.2 Service Availability

Service access may be interrupted for maintenance or external factors.

11.3 Content Accuracy

MedLearn does not guarantee accuracy or completeness of content.

11.4 Independent Contractors

No agency or partnership relationship is created.

11.5 Assignment

MedLearn may assign its rights and obligations under this Agreement at any time without notice.

1.6 Severability

If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

11.7 Force Majeure

MedLearn shall not be liable for any delay or failure to perform due to causes beyond its reasonable control.

11.8 Governing Law

This Agreement is governed by the laws of the State of Minnesota.

11.9 Entire Agreement

This Agreement constitutes the full agreement between the parties.